/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    line-height: 1.6;
    color: #1f2937;
    background-color: #ffffff;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1rem;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 1rem;
}

h1 { font-size: 3rem; }
h2 { font-size: 2.5rem; }
h3 { font-size: 2rem; }
h4 { font-size: 1.5rem; }
h5 { font-size: 1.25rem; }
h6 { font-size: 1rem; }

p {
    margin-bottom: 1rem;
    line-height: 1.7;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.75rem 1.5rem;
    border: none;
    border-radius: 0.75rem;
    font-weight: 600;
    text-decoration: none;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 1rem;
    gap: 0.5rem;
}

.btn-primary {
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    color: white;
    box-shadow: 0 4px 14px 0 rgba(37, 99, 235, 0.3);
}

.btn-primary:hover {
    background: linear-gradient(135deg, #1d4ed8, #1e40af);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px 0 rgba(37, 99, 235, 0.4);
}

.btn-secondary {
    background: linear-gradient(135deg, #f59e0b, #d97706);
    color: white;
    box-shadow: 0 4px 14px 0 rgba(245, 158, 11, 0.3);
}

.btn-secondary:hover {
    background: linear-gradient(135deg, #d97706, #b45309);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px 0 rgba(245, 158, 11, 0.4);
}

.btn-outline {
    background: transparent;
    color: white;
    border: 2px solid white;
}

.btn-outline:hover {
    background: white;
    color: #2563eb;
}

.btn-large {
    padding: 1rem 2rem;
    font-size: 1.125rem;
}

/* Header */
.header {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid #e5e7eb;
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 0;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    text-decoration: none;
    color: inherit;
    transition: opacity 0.3s ease;
}

.logo:hover {
    opacity: 0.8;
}

.logo-icon {
    width: 3rem;
    height: 3rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.logo-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.logo-text {
    font-size: 1.5rem;
    font-weight: 800;
    color: #1f2937;
}

.nav {
    display: flex;
    gap: 1.5rem;
}

.nav-link {
    color: #4b5563;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
    position: relative;
}

.nav-link:hover,
.nav-link.active {
    color: #2563eb;
}

.nav-link.active::after {
    content: '';
    position: absolute;
    bottom: -0.5rem;
    left: 0;
    right: 0;
    height: 2px;
    background: #2563eb;
    border-radius: 1px;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.phone-link {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #2563eb;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.phone-link:hover {
    color: #1d4ed8;
}

/* New Hero Section */
.hero-new {
    padding: 6rem 0 4rem;
    background: linear-gradient(135deg, #1e40af 0%, #3b82f6 50%, #60a5fa 100%);
    text-align: center;
}

.hero-new-content {
    max-width: 800px;
    margin: 0 auto;
}

.hero-new-title {
    font-size: 4rem;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 1.5rem;
    color: #ffffff;
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.5);
}

.gradient-text {
    background: linear-gradient(135deg, #fbbf24, #f59e0b);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    text-shadow: none;
}

.hero-new-subtitle {
    font-size: 1.5rem;
    color: #e5e7eb;
    margin-bottom: 3rem;
    line-height: 1.6;
    text-shadow: 1px 1px 2px rgba(0, 0, 0, 0.5);
}

.hero-cta {
    margin-bottom: 2rem;
}

.hero-cta-secondary {
    background: white;
    color: #2563eb;
    border: 2px solid #2563eb;
    margin-left: 1rem;
}

.hero-cta-secondary:hover {
    background: #f8fafc;
    color: #1d4ed8;
    border-color: #1d4ed8;
    transform: translateY(-2px);
}

/* Hero CTA Button Layout */
.hero-new-content {
    display: flex;
    flex-direction: column;
    align-items: center;
}

.hero-cta-buttons {
    display: flex;
    gap: 1rem;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 2rem;
}

@media (max-width: 768px) {
    .hero-cta-buttons {
        flex-direction: column;
        gap: 1rem;
        width: 100%;
    }
    
    .hero-cta-secondary {
        margin-left: 0;
        width: 100%;
    }
    
    .hero-cta {
        width: 100%;
        margin-bottom: 0;
    }
}

/* Loan Selector Section */
.loan-selector {
    padding: 5rem 0;
    background: white;
}

.loan-options-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.loan-option-card {
    background: white;
    padding: 2.5rem 2rem;
    border-radius: 1.5rem;
    border: 2px solid #e5e7eb;
    text-decoration: none;
    color: inherit;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.loan-option-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.15);
    border-color: #2563eb;
}

.loan-option-card:hover .loan-option-arrow {
    transform: translateX(4px);
}

.loan-option-icon {
    width: 5rem;
    height: 5rem;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border-radius: 1.25rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    color: white;
    transition: transform 0.3s ease;
}

.loan-option-card:hover .loan-option-icon {
    transform: scale(1.1);
}

.va-icon {
    background: linear-gradient(135deg, #dc2626, #b91c1c);
}

.fha-icon {
    background: linear-gradient(135deg, #f59e0b, #d97706);
}

.usda-icon {
    background: linear-gradient(135deg, #059669, #047857);
}

.first-time-icon {
    background: linear-gradient(135deg, #7c3aed, #6d28d9);
}

.loan-option-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    color: #1f2937;
}

.loan-option-description {
    color: #6b7280;
    margin-bottom: 1.5rem;
    line-height: 1.6;
    flex-grow: 1;
}

.loan-option-arrow {
    color: #2563eb;
    transition: transform 0.3s ease;
}

/* Why Choose Section */
.why-choose {
    padding: 5rem 0;
    background: #f9fafb;
}

.why-choose-content {
    max-width: 1000px;
    margin: 0 auto;
}

.why-choose-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 3rem;
    margin-bottom: 4rem;
}

.why-choose-item {
    text-align: center;
}

.why-choose-icon {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    color: white;
}

.why-choose-title {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    color: #1f2937;
}

.why-choose-description {
    color: #6b7280;
    line-height: 1.6;
}

.personal-quote {
    background: white;
    padding: 3rem;
    border-radius: 1.5rem;
    text-align: center;
    box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.1);
}

.quote-text {
    font-size: 1.5rem;
    font-style: italic;
    color: #374151;
    margin-bottom: 1rem;
    line-height: 1.6;
}

.quote-author {
    font-weight: 600;
    color: #2563eb;
    margin: 0;
}


/* Unsure CTA Section */
.unsure-cta {
    padding: 5rem 0;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    color: white;
    text-align: center;
}

.unsure-cta-content {
    max-width: 700px;
    margin: 0 auto;
}

.unsure-cta-title {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
}

.unsure-cta-subtitle {
    font-size: 1.25rem;
    margin-bottom: 2.5rem;
    opacity: 0.9;
    line-height: 1.6;
}

.quiz-btn {
    margin-bottom: 1rem;
}

.quiz-note {
    font-size: 0.875rem;
    opacity: 0.8;
    margin: 0;
}

/* Legacy Hero Sections */
.hero {
    padding: 5rem 0;
    background: linear-gradient(135deg, #eff6ff 0%, #ffffff 100%);
}

.hero-refinance {
    background: linear-gradient(135deg, #f0f9ff 0%, #ffffff 100%);
}

.hero-fha {
    background: linear-gradient(135deg, #fef3c7 0%, #ffffff 100%);
}

.hero-va {
    background: linear-gradient(135deg, #fef2f2 0%, #ffffff 100%);
}

.hero-usda {
    background: linear-gradient(135deg, #f0fdf4 0%, #ffffff 100%);
}

.hero-land {
    background: linear-gradient(135deg, #fef7cd 0%, #ffffff 100%);
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(37, 99, 235, 0.1);
    color: #2563eb;
    padding: 0.5rem 1rem;
    border-radius: 2rem;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 1rem;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 1.5rem;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: #6b7280;
    margin-bottom: 2rem;
    line-height: 1.6;
}

.hero-benefits {
    display: flex;
    flex-wrap: wrap;
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #059669;
    font-weight: 500;
}

.hero-highlights {
    display: flex;
    gap: 2rem;
    margin-bottom: 2rem;
}

.highlight-item {
    text-align: center;
}

.highlight-number {
    font-size: 2rem;
    font-weight: 800;
    color: #2563eb;
    line-height: 1;
}

.highlight-text {
    font-size: 0.875rem;
    color: #6b7280;
    font-weight: 500;
}

.hero-form {
    background: white;
    padding: 2rem;
    border-radius: 1.5rem;
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    border: 1px solid #e5e7eb;
}

.form-title {
    font-size: 1.5rem;
    font-weight: 700;
    text-align: center;
    margin-bottom: 1.5rem;
    color: #1f2937;
}

/* GHL Calendar Widget */
.ghl-calendar-widget {
    background: #f9fafb;
    border-radius: 0.75rem;
    overflow: hidden;
    min-height: 400px;
}

.ghl-calendar-widget iframe {
    border-radius: 0.75rem;
}

/* Legacy placeholder styles for any remaining placeholders */
.ghl-calendar-placeholder {
    background: #f9fafb;
    border: 2px dashed #d1d5db;
    border-radius: 0.75rem;
    padding: 3rem 2rem;
    text-align: center;
    min-height: 300px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.placeholder-content {
    color: #6b7280;
}

.placeholder-content svg {
    margin-bottom: 1rem;
}

.placeholder-title {
    font-weight: 600;
    margin-bottom: 0.5rem;
}

.placeholder-subtitle {
    font-size: 0.875rem;
    color: #9ca3af;
}

/* Services Section */
.services {
    padding: 5rem 0;
    background: white;
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-title {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
    color: #1f2937;
}

.section-subtitle {
    font-size: 1.25rem;
    color: #6b7280;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.service-card {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    border: 1px solid #e5e7eb;
    transition: all 0.3s ease;
    text-align: center;
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    border-color: #2563eb;
}

.service-icon {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    color: white;
}

.service-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #1f2937;
}

.service-description {
    color: #6b7280;
    margin-bottom: 1.5rem;
    line-height: 1.6;
}

.service-link {
    color: #2563eb;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.service-link:hover {
    color: #1d4ed8;
}

/* How It Works / Process Section */
.how-it-works,
.process {
    padding: 5rem 0;
    background: #f9fafb;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 3rem;
}

.step {
    text-align: center;
    position: relative;
}

.step-number {
    width: 3rem;
    height: 3rem;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1.25rem;
    margin: 0 auto 1.5rem;
}

.step-icon {
    width: 5rem;
    height: 5rem;
    background: linear-gradient(135deg, #f59e0b, #d97706);
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    color: white;
    transition: transform 0.3s ease;
}

.step:hover .step-icon {
    transform: scale(1.1);
}

.step-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #1f2937;
}

.step-description {
    color: #6b7280;
    line-height: 1.6;
}

.process-steps {
    display: flex;
    flex-direction: column;
    gap: 2rem;
    max-width: 800px;
    margin: 0 auto;
}

.process-step {
    display: flex;
    gap: 2rem;
    align-items: flex-start;
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
}

.step-content h3 {
    margin-bottom: 0.5rem;
}

/* About Section */
.about {
    padding: 5rem 0;
    background: #f9fafb;
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 4rem;
    align-items: center;
}

.about-image {
    text-align: center;
}

.headshot-placeholder {
    width: 200px;
    height: 200px;
    background: #e5e7eb;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
    color: #6b7280;
    font-size: 0.875rem;
    text-align: center;
}

.about-title {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1.5rem;
    color: #1f2937;
}

.about-description {
    font-size: 1.125rem;
    color: #4b5563;
    line-height: 1.7;
    margin-bottom: 2rem;
}

.credentials {
    display: flex;
    gap: 2rem;
}

.credential {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #059669;
    font-weight: 600;
}

/* Benefits Section */
.benefits {
    padding: 5rem 0;
    background: white;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.benefit-card {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    border: 1px solid #e5e7eb;
    transition: all 0.3s ease;
    text-align: center;
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    border-color: #2563eb;
}

.benefit-icon {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    color: white;
}

.benefit-title {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #1f2937;
}

.benefit-description {
    color: #6b7280;
    line-height: 1.6;
}

/* Eligibility Section */
.eligibility {
    padding: 5rem 0;
    background: #f9fafb;
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.requirement-card,
.eligibility-card {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    border: 1px solid #e5e7eb;
    text-align: center;
    transition: all 0.3s ease;
}

.requirement-card:hover,
.eligibility-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
}

.requirement-icon,
.eligibility-icon {
    width: 3rem;
    height: 3rem;
    background: linear-gradient(135deg, #059669, #047857);
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem;
    color: white;
}

.requirement-title,
.eligibility-title {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
    color: #1f2937;
}

.requirement-description,
.eligibility-description {
    color: #6b7280;
    line-height: 1.6;
}

/* Service Requirements */
.service-requirements {
    margin-top: 3rem;
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    border: 1px solid #e5e7eb;
}

.requirements-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    text-align: center;
    color: #1f2937;
}

.requirements-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1rem;
}

.requirement-item {
    padding: 1rem;
    background: #f9fafb;
    border-radius: 0.5rem;
    font-size: 0.875rem;
    line-height: 1.5;
}

/* Tabs */
.eligibility-tabs {
    background: white;
    border-radius: 1rem;
    overflow: hidden;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
}

.tab-buttons {
    display: flex;
    background: #f9fafb;
    border-bottom: 1px solid #e5e7eb;
}

.tab-button {
    flex: 1;
    padding: 1rem 1.5rem;
    background: none;
    border: none;
    font-weight: 600;
    color: #6b7280;
    cursor: pointer;
    transition: all 0.3s ease;
}

.tab-button.active,
.tab-button:hover {
    background: white;
    color: #2563eb;
}

.tab-content {
    display: none;
    padding: 2rem;
}

.tab-content.active {
    display: block;
}

/* Income Table */
.income-limits {
    text-align: center;
}

.income-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    color: #1f2937;
}

.income-table {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 1px;
    background: #e5e7eb;
    border-radius: 0.5rem;
    overflow: hidden;
    margin-bottom: 1rem;
}

.income-row {
    display: contents;
}

.income-cell {
    background: white;
    padding: 1rem;
    font-weight: 600;
}

.income-cell:first-child {
    background: #f9fafb;
}

.income-note {
    font-size: 0.875rem;
    color: #6b7280;
    font-style: italic;
}

/* Map Section */
.map-section {
    padding: 5rem 0;
    background: white;
}

.map-placeholder {
    background: #f9fafb;
    border: 2px dashed #d1d5db;
    border-radius: 1rem;
    padding: 4rem 2rem;
    text-align: center;
    margin-bottom: 3rem;
}

.map-content {
    color: #6b7280;
}

.map-content svg {
    margin-bottom: 1rem;
    color: #2563eb;
}

.map-title {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
    color: #1f2937;
}

.map-description {
    font-size: 1rem;
    margin-bottom: 0.5rem;
}

.map-note {
    font-size: 0.875rem;
    color: #9ca3af;
}

.map-info {
    margin-top: 2rem;
}

.info-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.info-card {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    border: 1px solid #e5e7eb;
    text-align: center;
}

.info-title {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #1f2937;
}

.info-description {
    color: #6b7280;
    line-height: 1.6;
}

/* Testimonials Section */
.testimonials {
    padding: 5rem 0;
    background: white;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.testimonial-card {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    border: 1px solid #e5e7eb;
    transition: all 0.3s ease;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
}

.stars {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1rem;
    color: #f59e0b;
}

.testimonial-text {
    font-style: italic;
    color: #4b5563;
    margin-bottom: 1rem;
    line-height: 1.6;
}

.testimonial-author {
    font-weight: 600;
    color: #1f2937;
}

/* FAQ Section */
.faq {
    padding: 5rem 0;
    background: #f9fafb;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    margin-bottom: 1rem;
    border: 1px solid #e5e7eb;
    transition: all 0.3s ease;
}

.faq-item:hover {
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
}

.faq-question {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: #1f2937;
}

.faq-answer {
    color: #4b5563;
    line-height: 1.7;
}

/* Privacy Policy Styles */
.privacy-policy {
    padding: 5rem 0;
    background: white;
}

.privacy-content {
    max-width: 800px;
    margin: 0 auto;
}

.privacy-title {
    font-size: 3rem;
    font-weight: 800;
    margin-bottom: 1rem;
    color: #1f2937;
    text-align: center;
}

.privacy-date {
    text-align: center;
    font-size: 1.125rem;
    color: #6b7280;
    margin-bottom: 3rem;
}

.privacy-section {
    margin-bottom: 2.5rem;
}

.privacy-section h2 {
    font-size: 1.75rem;
    font-weight: 700;
    color: #1f2937;
    margin-bottom: 1rem;
    border-bottom: 2px solid #e5e7eb;
    padding-bottom: 0.5rem;
}

.privacy-section p {
    font-size: 1.125rem;
    line-height: 1.7;
    color: #4b5563;
}

.privacy-intro {
    font-size: 1.25rem;
    color: #374151;
    font-weight: 500;
}

.privacy-link {
    color: #2563eb;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.privacy-link:hover {
    color: #1d4ed8;
    text-decoration: underline;
}

/* CTA Sections */
.cta,
.final-cta {
    padding: 5rem 0;
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    color: white;
}

.final-cta-patriotic {
    background: linear-gradient(135deg, #dc2626, #b91c1c);
}

.cta-content {
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
}

.cta-title {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
}

.cta-subtitle {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.9;
    line-height: 1.6;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.cta-form {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    padding: 2rem;
    border-radius: 1.5rem;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

/* Footer */
.footer {
    background: #1f2937;
    color: white;
    padding: 3rem 0 1rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.footer-section h3 {
    margin-bottom: 1rem;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1rem;
}

.footer-description {
    color: #9ca3af;
    line-height: 1.6;
}

.footer-title {
    font-size: 1.125rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.footer-links {
    list-style: none;
}

.footer-links li {
    margin-bottom: 0.5rem;
}

.footer-links a {
    color: #9ca3af;
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: white;
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #9ca3af;
}

.footer-bottom {
    border-top: 1px solid #374151;
    padding-top: 2rem;
}

.legal-disclaimer {
    margin-bottom: 1.5rem;
}

.nmls-disclosure {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 1rem;
    padding: 1rem;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 0.5rem;
}

.equal-housing-icon {
    flex-shrink: 0;
    width: 2rem;
    height: 2rem;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 0.25rem;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.nmls-disclosure p {
    font-size: 0.875rem;
    color: #d1d5db;
    line-height: 1.5;
    margin: 0;
}

.general-disclaimer {
    font-size: 0.875rem;
    color: #9ca3af;
    line-height: 1.6;
}

.footer-meta {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.copyright {
    color: #9ca3af;
    font-size: 0.875rem;
}

.footer-nav {
    display: flex;
    gap: 1.5rem;
}

.footer-nav a {
    color: #9ca3af;
    text-decoration: none;
    font-size: 0.875rem;
    transition: color 0.3s ease;
}

.footer-nav a:hover {
    color: white;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .about-content {
        grid-template-columns: 1fr;
        gap: 2rem;
        text-align: center;
    }
    
    .nav {
        display: none;
    }
    
    .hero-title {
        font-size: 3rem;
    }
    
    .hero-new-title {
        font-size: 3rem;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .privacy-title {
        font-size: 2.5rem;
    }
    
    .loan-options-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .why-choose-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .testimonials-new-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
}

@media (max-width: 768px) {
    .container {
        padding: 0 1rem;
    }
    
    .hero,
    .hero-new {
        padding: 3rem 0;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-new-title {
        font-size: 2.5rem;
    }
    
    .hero-highlights {
        flex-direction: column;
        gap: 1rem;
    }
    
    .steps-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .benefits-grid {
        grid-template-columns: 1fr;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .process-step {
        flex-direction: column;
        text-align: center;
    }
    
    .tab-buttons {
        flex-direction: column;
    }
    
    .income-table {
        grid-template-columns: 1fr;
    }
    
    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .footer-meta {
        flex-direction: column;
        text-align: center;
    }
    
    .header-actions .phone-link {
        display: none;
    }
    
    .nmls-disclosure {
        flex-direction: column;
        text-align: center;
    }
    
    h1 { font-size: 2rem; }
    h2 { font-size: 1.75rem; }
    h3 { font-size: 1.5rem; }
    
    .unsure-cta-title {
        font-size: 2rem;
    }
    
    .personal-quote {
        padding: 2rem;
    }
    
    .quote-text {
        font-size: 1.25rem;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-new-title {
        font-size: 2rem;
    }
    
    .privacy-title {
        font-size: 2rem;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .hero-form {
        padding: 1.5rem;
    }
    
    .btn-large {
        padding: 0.875rem 1.5rem;
        font-size: 1rem;
    }
    
    .credentials {
        flex-direction: column;
        gap: 1rem;
    }
    
    .loan-option-card {
        padding: 2rem 1.5rem;
    }
    
    .testimonial-new-card {
        padding: 2rem;
    }
    
    .unsure-cta-title {
        font-size: 1.75rem;
    }
}

/* Animation and Transitions */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.service-card,
.benefit-card,
.testimonial-card,
.faq-item,
.loan-option-card,
.testimonial-new-card {
    animation: fadeInUp 0.6s ease-out;
}

/* Focus States for Accessibility */
.btn:focus,
.nav-link:focus,
.phone-link:focus,
.loan-option-card:focus {
    outline: 2px solid #2563eb;
    outline-offset: 2px;
}

/* Print Styles */
@media print {
    .header,
    .footer,
    .btn,
    .ghl-calendar-widget,
    .ghl-calendar-placeholder {
        display: none;
    }
    
    body {
        font-size: 12pt;
        line-height: 1.4;
    }
    
    .hero,
    .hero-new,
    .services,
    .benefits,
    .testimonials,
    .faq,
    .privacy-policy {
        padding: 1rem 0;
    }
}