You served our country. Now let us serve you with exclusive VA loan benefits including 0% down payment and no PMI requirements.
Advantages earned through your military service
Buy a home with no down payment required, keeping your cash available for other needs.
Save hundreds per month with no private mortgage insurance, even with 0% down.
Access some of the best interest rates available, often lower than conventional loans.
More lenient credit requirements compared to conventional loans, with manual underwriting available.
Pay off your loan early without any penalties or fees.
Qualified buyers can assume your VA loan, potentially making your home more attractive when selling.
Who qualifies for VA loan benefits
Currently serving with 90+ days of continuous active duty
Honorably discharged veterans who meet service requirements
6+ years of service or activated for federal service
Unmarried surviving spouses of veterans who died in service or from service-connected disabilities
Simple steps to homeownership with your VA benefits
We'll help you get your COE from the VA, which proves your eligibility for VA loan benefits.
Complete your loan application and get pre-approved to show sellers you're ready to buy.
Shop for homes within your budget. We'll ensure the property meets VA requirements.
We'll guide you through the VA appraisal process and closing to get you the keys to your new home.
Common questions about VA loans answered
The VA funding fee ranges from 1.25% to 3.3% of the loan amount and can be rolled into the loan. It's waived for veterans with service-connected disabilities and surviving spouses.
Yes, your VA loan benefit is reusable. You can use it again after paying off your previous VA loan or by having sufficient remaining entitlement.
The property must be your primary residence and meet VA's Minimum Property Requirements (MPRs) for safety, sanitation, and structural soundness.
There's no maximum loan amount, but the VA guarantees up to 25% of the loan. In most counties, you can borrow up to $766,550 with no down payment.
Yes, you can buy up to a 4-unit property as long as you occupy one unit as your primary residence.
You've earned these benefits through your service. Let us help you use them to achieve the American dream of homeownership.
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